supply Chain Finance :
Local small Farmers production are fragmented across Egypt, where their products are time sensitive and they require to sell their products in a timely manner with costly middle men and late invoicing circulation, where there is no credible data sources on the farmers production that hinders the farmers exposure to access to finance.
Local small size Farmers do not have exposure to Local and International markets to sell their products at harvest time to manage their productivity and increase their sales and exposure to access to finance.
Digital Financial Services :
Farmers under 5 acres pay and receive payments for their produce in the field through cash, limiting the data available for banks to assess their credit scoring and this causes an issue for cash management in bulk especially for buyers in rural areas.
Farmers do not have managed irrigation causing crops to rot faster and land to be over irrigated hence reduce their production, limiting their sales and desired level of data exposure for risk assessment to avail access to finance.
Farmers are not aware of waste management or production management, hence produce a lot of waste that affects the environment, and their crops production is not optimized limiting their sales and desired level of data exposure to avail access to finance.